Coverages

Our pet insurance provides affordable, easy-to-understand coverage for accidents, illnesses and routine care. With our coverage you save on your pet’s veterinary bills without the hassle of per-diagnosis limits. Straightforward, flat-rate reimbursement for your veterinary fees.
Pet insurance helps you afford the best possible veterinary care, which helps ensure you have peace of mind for your pet’s health. With pet insurance, if your pet has an unexpected accident or illness, you will be reimbursed what your vet charges (minus your deductible, up to the policy limit), plain and simple.

Your pet insurance policy will provide coverage for all treatments recommended by your veterinarian, including*:

• Hereditary, congenital conditions
• Chronic conditions are Covered for LifeTM • Prescription medications • Diagnostic testing • Veterinary exams, including specialized exams • MRI, CAT scan and ultrasound imaging
  • Alternative and holistic therapies • Surgery • Hydrotherapy • Specialist treatment, including cancer treatments and more • Non-routine dental treatment

Veterinary Fees — $10,000 a year
Your pet insurance policy will cover any treatment administered by any licensed veterinarian in the U.S. to treat illness or injury. Reimbursement is subject to the $10,000 policy limits.

Deductible — $50, $100 or $200 per illness/injury

Your deductible is the fixed dollar amount per illness or injury per policy period that will be deducted from any reimbursement following a claim. Customize your policy to fit your budget and choose from a $50, $100 or $200 deductible. The higher the deductible that you choose, the lower your premium will be!

Reimbursement— 100%, 90% or 80% per illness/injury

Your reimbursement is the amount of a claim for regular or emergency veterinary treatment that you will be reimbursed before your chosen deductible is applied. Specialist treatment will always be reimbursed at 80%.
Enroll your pet now
The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Pet insurance policies are issued by AGCS Marine Insurance Company and administered by Fetch Insurance Services, LLC (Fetch Insurance Agency, LLC in Michigan), d/b/a Petplan (Petplan Insurance Agency, LLC in California). AGCS Marine Insurance Company, a member of the Allianz Group, is rated A+ by A.M. Best (2011).