Lifetime
- Up to £15,000 vet fees – reset each year you renew
- Cover for most pre-existing medical conditions
- No compulsory excess or bill share, even as your pet ages
- No upper age limit
Up to £15,000 vet fees
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
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Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
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Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
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Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
From making unforgettable memories together to keeping them happy and healthy, being a pet parent can be a rollercoaster ride.
That’s why it can help to know you have comprehensive cover for those unexpected bumps and scrapes of life. Discover pet insurance that protects the important four-legged members of your household.
Dental accident
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
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If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
Behavioural treatment
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
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Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Complementary therapy
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
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This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
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If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
Third-party liability for dogs
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
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This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
More info
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included.
Basic cover alone has 3 star rating
Three-time winner National Insurance Awards Pet Insurance Award 2022, 2023 & 2024
Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022
Tailor your policy to your pet’s needs
Pick your vet fee limit up to £15k, select any optional add ons, and choose whether to pay an excess or co-payment.
Claim as many times up to your chosen limit each policy year
If your pet falls ill or is injured and you need to make a claim, the cost will be taken from your chosen annual limit.
Your vet fee limit resets each year you renew your policy
When you stay with us, your pet will continue to be covered for repeated illnesses up to your policy limits.
| Maximum vet fees | |
|---|---|
| £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| 20% (from age 9) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| 20% (from age 7) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
†For Lifetime policies only – details correct as of 10 September 2024 via competitor websites. Competitor products are subject to their own T&Cs and can have different limits and requirements for cats versus dogs at different ages. For full details, please check the relevant policy wording.
For full details of Petsure pet insurance, please read our policy wording.
Not all insurers offer cover for existing illnesses.
Petsure is a medical specialist and considers all pre-existing conditions. Just answer some questions about your pet’s health to see if we can cover them.
More about pre-existing cover
Learn how to keep your pet happy and healthy with guidance from expert vets and behaviourists.
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What is lifetime pet insurance
We’re saying farewell to all of the confusion around lifetime pet insurance. Join us as we explore what it is and how it works.
*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.
**Illnesses and symptoms won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy. This is unless you are switching from another lifetime pet insurance product with no break in cover and the claim you want to make would have been covered by your previous policy. Other exclusions may apply to other sections.