Defaqto 5 Star Rating when you choose vet fees over £4,000 with all optional add-ons included
Basic cover alone has 3 Star Rating
Two time winner of the National Insurance Awards Pet Insurance Award 2022 & 2023
Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022
It’s time for more inclusive pet insurance. Something that works for you and your pet – even if they have pre-existing medical conditions.
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
More info
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
We’re setting new standards for pets with medical conditions. If your pet has a pre-existing condition, they could be covered.
More info
We’re setting new standards for pets with medical conditions. If your pet has a pre-existing condition, they could be covered.
The power is in your paws to choose an excess or bill share. It’s all about flexible cover that works for your pet.
More info
The power is in your paws to choose an excess or bill share. It’s all about flexible cover that works for your pet.
Your pet deserves pet insurance at any age; so let’s put an end to prejudice against older cats and dogs.
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Your pet deserves pet insurance at any age; so let’s put an end to prejudice against older cats and dogs.
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
More info
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switching to petsure with back-to-back cover from your current provider? You could be covered from the very start of your policy.
More info
Switching to petsure with back-to-back cover from your current provider? You could be covered from the very start of your policy.
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“I’ve teamed up with Petsure as their vet ambassador. Their insurance products could cover cats and dogs, healthy or with pre-existing conditions, old or young, with great flexibility to suit both you and them.”
Your pet deserves the best at any age. That’s why we offer the most comprehensive type of cover – lifetime pet insurance.

- Up to £15,000 vet fee limit
- Tailor your dog’s cover to suit their needs with optional add-ons
- Up to £2,000,000 third party liability cover

- Up to £15,000 vet fee limit
- Choose optional add-ons to make your cat’s cover fit like a collar
- Cover for behavioural treatment and complementary therapy

- Up to £15,000 vet fee limit per pet
- Cover up to a total of eight cats and dogs on one policy
- Set individual cover limits, excesses, and optional extras
†For Lifetime policies only – details correct as of 16 June 2023 via competitor websites. Competitor products are subject to their own T&Cs. For full details of Petsure pet insurance, please read our policy documents.
| Maximum vet fees | |
|---|---|
| £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Tailor limits per pet on a multi-pet policy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Tailor limits per pet on a multi-pet policy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £12,500 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Tailor limits per pet on a multi-pet policy? | |
†For Lifetime policies only – details correct as of 16 June 2023 via competitor websites. Competitor products are subject to their own T&Cs. For full details of Petsure pet insurance, please read our policy documents.
Flexible cover that’s trusted by pet owners like you

Keep your pets happy and healthy with unlimited free access to an experienced UK-registered vet 24/7 with FirstVet when you join Petsure.
More about FirstVet
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Pet insurance covers your pet if they need treatment for an accident or illness.
The amount of cover you get depends on the type of pet insurance and what limits you choose. Find out more about the different types of pet insurance.
With Petsure pet insurance, your pet’s declared accepted conditions are covered for the life of your policy, as long as you continue to renew each year.
Petsure cover includes:
- Vet fees > Behavioural treatment > Complementary therapy > Dental accidents > Euthanasia > MRI/CT scans
> Cruciate ligaments
- Emergency care
- Third party liability for dogs
You can also add on optional extras like
- Travel and Holiday cover
- Dental Illness
- Missing Pet cover
- Farewell cover
- Vet fees > Behavioural treatment > Complementary therapy > Dental accidents > Euthanasia > MRI/CT scans
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Some of the things Petsure pet insurance doesn’t cover include:
- Routine and preventative treatments (like flea and worming)
- Vaccinations
- Neutering
- Routine teeth cleaning
- Routine or investigative tests (unless to diagnose a new or worsening condition covered under your policy)
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The cost of pet insurance is different for each pet and is based on your chosen vet fee limit, excess, bill share, and cover options.
Where you live, your pet’s age, breed, and conditions, to name but a few, can also affect the price of your cover.
It can be tricky to decide what annual vet fee limit to get with your pet insurance. Here’s what can help you choose the vet fee limit for your pet’s cover:
- Researching what conditions can affect each breed and the average cost to treat these conditions
- Checking what your local vet charges for emergency treatment in case your pet has an accident
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It’s completely your choice whether to buy pet insurance.
Remember, there’s no NHS for pets if they’re poorly or get in a scrape. So you’ll have to pay for everything yourself if you don’t have vet fee cover to put towards their treatment costs.
Having cover gives some owners peace of mind that their best pet pal is protected if they fall ill.
Pet insurance can also give you benefits and options beyond vet fees, such as emergency care and money towards advertising your missing pet. Discover why having dog insurance and cat cover is important.
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Petsure pet insurance includes cover for dental accidents as standard.
Your pet won’t be covered for routine and preventative treatments such as a scale and polish. Unless this is to relieve suffering due to dental illness and you’ve bought our optional dental illness cover.
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You can add Travel and Holiday cover to your Petsure policy for trips in the UK and overseas.
This gives you cover for:
- Up to 183 days each policy year (max 90 days per trip)
- Vet fees abroad up to your chosen vet fee limit
- Emergency repatriation of your pet while abroad or in the UK
- Trip cancellation because of your pet (up to £5,000 per person)
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Accidents can happen at any time and the risk of falling ill increases as your pet ages.
Having pet insurance in place as soon as possible can give you the reassurance they’re protected and enjoy living their best life.
Many pet insurers won’t take on new pets after a certain age, which is usually 8 for dogs and 10 for cats.
Petsure has no upper age limit and can cover your puppy or kitten from four weeks of age.
You can also switch with no break in cover if you’re moving on a like-for-like basis from another provider.
If your dog gets ill or has an accident, you want to give them the best care possible. Let’s take a look at why having pet insurance is important for your pooch.
Like dogs, cats can get themselves into unexpected scrapes or fall ill. So let’s take a look at the benefits of getting pet insurance for your formidable feline.
We’re saying farewell to all of the confusion around lifetime pet insurance. Join us as we explore what it is and how it works.